Homeowner Tax Benefits

Posted on Posted in Real Estate

There are many reasons for wanting to have a home of your own like a place to raise your family, share with friends and feel safe and secure. While investment opportunities rank high for most people based on the fact that homeowners’ net worth is over forty times higher than that of renters, so do […]

ICE Can Save Lives

Posted on Posted in Real Estate

Everyone knows that ice can make a drink cool or reduce swelling, but if you put it on your cell phone, it might just save your life. The concept is simple. Make a contact record in your address book with the name “ICE”, which stands for In Case of Emergency. In the note section of […]

Being a Good Neighbor

Posted on Posted in Real Estate

A good neighbor might be characterized as someone who’ll look after your home when you’re out of town by picking up your mail and watering your plants. You’d most likely reciprocate for anyone who’d be so generous toward you. In some cases, you might only be able to name one or two of your neighbors […]

Verify with Your Lender

Posted on Posted in Real Estate

If you have a mortgage with an escrow account to pay your property taxes and insurance, you expect the company servicing your loan to pay this year’s taxes this year so that you can deduct them on your 2014 income tax return. After all, your monthly payment includes 1/12 the annual amount so there will […]

Consider an Adjustable Rate

Posted on Posted in Mortgages, Real Estate

fixed rate mortgages as low as they are, most purchasers or owners wanting to refinance might not even consider an adjustable rate loan. The determining factor should be how long the person plans to be in the home and which mortgage will provide the cheapest cost of housing. For instance, if you compare a $300,000, […]

Realize TAX Savings Sooner

Posted on Posted in Real Estate

A homeowner’s tax saving benefit is generally realized when they file their federal income tax return after the money has been spent for the interest and property taxes. Some people look forward to the refund as a means of forced savings but some people need to realize the savings during the year. It is possible […]

Relax…There is an Alternative

Posted on Posted in Investments, Real Estate

Is the stock market keeping you up at night? Are you consuming more antacids than ever before? Are the ups and downs causing more stress than you want or need? There is a simple alternative in rental real estate. Single family homes for rental purposes offer an excellent rate of return in an investment that […]

Home Improvement or Repair?

Posted on Posted in Investments, Real Estate

Homeowners can raise the basis or cost in their home by money spent on capital improvements. The benefit is that it will lower their gain and may save them taxes when they sell their home. Improvements must add value to your home, prolong its useful life or adapt it to new uses. Repairs are routine […]